This author has not written his bio yet.
But we are proud to say that Ken Gibert contributed 405 entries already.
Why you Should Join us as a Diamond Member Diamond Membership is our best deal for people with a lot of curiosity, more than one lawsuit, or who are coaching or helping others in their cases. That’s because a main goal of Diamond membership is to go beyond the usual questions presented by debt law […]
What Gold Membership Is, What it Costs We talked generally about memberships in Introducing Memberships. That article gave a little of the history of this site and why we currently offer and emphasize memberships. To repeat, briefly, what we said there, the law firms and companies specializing in debt collection have certain advantages over pro […]
Platinum Memberships combine all three of the Gold Memberships into one package. As we often say, debt problems generally travel in crowds – that is, if one debt collector is suing you, others are probably harassing and getting ready to sue you – and still others are messing up your credit report. It’s tempting to […]
I often say that the trick to beating the debt collectors is “defending intelligently.” You have to know a few things and do a few things right. If you do, you’ll probably win. So what, exactly, do I mean by defending intelligently? What do you have to do? It’s simple. You have to find out […]
Yesterday I ended with a promise to talk about something that worries a lot of people. It seems to worry them even more than the possibility of losing, actually. What is that? The fear of standing up in court and talking. You would be amazed at how many of our members start out by saying […]
Yesterday I ended with something that may have surprised you – or you may possibly even have thought it was wrong to do, somehow. That is, I was talking about how the expense of your defense might eventually make the debt collector go away all by itself. And that is true. But is it wrong […]
Yesterday I told you something that might have struck you as odd. I said that being sued by the debt collector could be the fastest way to get rid of the debt, and that it was ironic that so many people gave up. Now, let’s keep something straight. I’m not saying that being sued is […]
Yesterday we were talking about the factory approach so typical of most debt collectors. We talked about how a few lawyers could gather hundreds of thousands of dollars’ worth of judgments in an hour or two. And we said that what made that work was that people give up and let them have those judgments […]
Yesterday I was telling you about Frank, Shirley and Kelly, and I could have told you about dozens, possibly hundreds, more. Their stories are typical of people being sued by debt collectors, and they’re typical of the people who choose to stand up and fight. You may have noticed I didn’t say anything about whether […]
If you are being sued, you probably don’t have a lot of time to make a decision about whether or how to defend yourself. But you do have enough time to make a careful decision, because making the right decision is important, right from the beginning, when you’re being sued. Your first question has to […]
