Entries by Ken Gibert

Understanding the Petition in a Debt Lawsuit

Understanding the Petition in a Debt Lawsuit For a copy of this article in PDF form, click here: Understanding the Petition If you are being sued by a debt collector, the first step in defending yourself is knowing who is suing you and what you are being sued for. You’ll want to know what facts […]

Class Warfare in America

There’s a myth in America that people can move up in life more here than anywhere else. It is also widely believed that because of this social mobility there isn’t a conflict between the classes. In recent times, those myths are coming a little bit under fire. Partly we can thank the Democratic Socialists for […]

California Debt Law

California State-Specific Materials This will be a long-term project, as we begin to write more articles that will address issues that arise in specific states. We will eventually have member-only material catalogued here for greater convenience. California-specific Articles and Videos Bill of Particulars in California, Part 1 A powerful weapon in fighting debt collectors in […]

Oklahoma Law on Debt Collection

Oklahoma Debt Law This will eventually be an article on small claims courts in Oklahoma. Small claims courts are a frequent bane to debt defendants because they apply loose rules (of evidence and civil procedure) designed for pro se, unsophisticated parties disputing small amounts of money. Debt collectors, however, have discovered that these lax rules […]

Debt Collector Dirty Tricks

The Debt Collection Business For a free copy of this article in pdf form, click here: Debt Collector Dirty Tricks Debt Collectors At its best, debt collection is a hard business. They’re trying to force people who are already making tough choices to make different choices. To make a person give up food or insurance […]

A Question of Burden – General versus Affirmative Defenses

“General” versus “Affirmative” Defenses Many debt defendants love the idea of affirmative defenses – they just sound stronger, don’t they? But in the law, they are specific things, and they are not better than general defenses. They’re just different. If you have an affirmative defense, that’s fine, and you probably wouldn’t want to ignore it. […]

Fast Track to Victory over Debt Collectors

Fast Track to Beating the Debt Collectors Debt collection is a very big business in the U.S., with debt collectors feeding like vultures on the hardships of people having debt problems. They don’t care about you, they don’t care whether you owe or whether the amount they want is unfair – they only care about […]

Our Drive for 10,000 Members

Your Legal Leg Up has always taken a pragmatic approach to debt defense: they sue on a huge scale and take a factory approach – and our job is to help you slip through the cracks of their system. To do this, you have to understand the law a little bit and do some right […]