This author has not written his bio yet.
But we are proud to say that Ken Gibert contributed 405 entries already.
Proof of Ownership of the Debt – How Hard Can it be? To download a free copy of this article in pdf form, click here: How Hard is Proving Ownership I get comments like this all too often: “A debt collector got a judgment without even proving ownership of the debt.” It makes me […]
What Makes Something Evidence For a free copy of this article in PDF format, click here: what makes it evidence This article is a brief but important discussion about “evidence,” what it is, how it works, and what to do about it. I get a lot of questions about “striking” documents at various times in […]
Voidable Judgments – the Other Kind of Motion to Vacate For a free copy of this article in PDF form, click here: the other kind of motion to vacate Most of the time when people talk about motions to vacate they’re talking about motions to vacate a default that occurred as a result of failure […]
Three Weaknesses Most Debt Collectors Have For a free copy of this article in PDF format, click here: Three Weaknesses article Debt collectors tend to buy debts in large quantities (called “tranches”) at a cost that varies from 25 or even 50 cents or more per dollar of “nominal” debt owed (that is, how much […]
Is Pro Se Debt Defense Hard? For a free copy of this article in pdf format, click here: is pro se defense hard How hard is it to defend yourself from the debt collectors? You would think that wouldn’t be a very difficult question to answer, given that the business is largely automated and conducted […]
Debt Collector or Original Creditor For a free copy of this article in pdf format, click here: difference between original creditors and debt collectors We used to face a simple either/or question in debt defense. Were you being harassed or sued by the original creditor? That’s the person who allegedly lent you the money in […]
Uniform Commercial Code (U.C.C.) and Debt Law – Fact and Fiction To download a free copy of this article in pdf format, click here: The UCC not a Defense The Uniform Commercial Code (UCC) offers no special protection from debt collection or debt collectors, and trying to use it that way will quickly lead to […]
What would Happen if Everybody Defended Debt Lawsuits? To get a copy of this article in pdf format, click here: what would happen Sometimes people ask me what would happen if everybody defended against the debt collectors. Would they fix things and be able to move back to business as usual without a second’s pause? […]
What’s an Admission, and What’s an Answer When you’re Sued for Debt? For a copy of this article in pdf format, please click here: Conditional Acceptance Conditional Acceptance Is a Bad Idea in Debt Defense One of my Youtube viewers told me about some trouble she’d gotten into with something she called “conditional acceptance.” The […]
Why it’s so Hard to Find a Good Debt Lawyer you Can Afford For a copy of this article in pdf form, click here: hiring debt lawyers What Lawyers Need to Charge for Debt Defense Work In this article we talk about what lawyers need to get in debt cases and why you probably can […]
