Entries by Ken Gibert

Tip 4 of Uncommon Common Sense

Tip Four – More about Time In yesterday’s tip, I discussed managing case time. In today’s message we speak about part of why that matters so much, and why time can be one of your best advantages — if you make the debt collector’s lawyer spend a lot of it. The Way Lawyers Value Time […]

Tip 3 of Uncommon Common Sense

Tip 3: Time is Always of the Essence Everything in law is tied to a due date – a deadline. The rules provide very specific amounts of time for everything you must do, and missing those deadlines, while not always fatal in itself, will usually lead to dire consequences. On the other hand, the deadlines […]

Tip 5 of Uncommon Common Sense

Tip 5: In the Law you are Always Either Pushing or Being Pushed – and It’s Much Better to Push than Be Pushed We all know that it’s true in any sort of contest, that one side or the other takes “the initiative,” while the other gets pushed around. It is possible to win even […]

Tip 6 of Uncommon Common Sense

Tip 6: Know Your Friends And Know who Isn’t a Friend Today’s hint is a friendly reminder to know who your friends are and not to expect help from people who are actually against you or are the “referees” in the match. That is, you might be surprised how many people call up or ask […]

Tip 7 of Uncommon Common Sense

Tip 7: You won’t believe the tricks the other side will play in discovery until you see them Today’s tip is about the games lawyers play. If you’ve never seen them in action, you wouldn’t believe it, and so you should consider this an extension, sort of, to tip 2 (Always know the rules of […]

Tip 8 of Uncommon Common Sense

Tip 8: Lots of proof of one thing doesn’t make up for not enough proof of something else. Today’s tip concerns proof. Once you get past the risk of defaulting or losing (or winning) on some technicality, there remains the challenge of actually winning your case. If you are the defendant, you might put this […]

Never Make Part Payments

Never Make a Partial Payment For a free copy of this article in pdf form, click here: Never Make a Partial Payment The Set-Up Suppose you get called by a debt collector about a debt that you might want to pay. That is, you think it’s legitimate, you think the company calling you may be […]

Should I talk to a Debt Collector and What Should I Say

If you are being called or harassed by a debt collector, one of the purposes of that debt collector is to get you to talk. Should you? This is going to depend on whether you have anything to say. Debt Collectors Target Struggling People As I have mentioned before, the debt collection business is targeted […]

Don’t Talk to Debt Collectors

When should you talk to a debt collector? And why shouldn’t you talk with them otherwise? You Should Only Talk to them If you Have a Good, and Immediate, Reason to Do so As a recent commenter pointed out, debt collectors are often “not nice.” But whether they are nice or not, their job is […]