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But we are proud to say that Ken Gibert contributed 405 entries already.
This article “pulls back the veil” and lets the average consumer take a look at what goes on in repossession. This should help you decide what to do if you’re struggling with car payments and wondering what repossession might do to you. Repossession of cars and trucks, like making sausages and politics, undoubtedly has its […]
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Most debt reduction plans play a sort of “chicken” with your creditors. The way they work is that, when your situation becomes really dire, you stop paying as many bills as you can and start saving a pot of money that you will eventually use to pay all of them off. When you have saved […]
Class War – How it Applies to Debt Law There is a class war going on, but is an “undeclared war,” where the wealthy and politically connected are being allowed to do anything they want andtake anything they want, and the poor and working classes are left to foot the bill. We at YourLegalLegUp believe […]
The Fair Debt Collection Practices Act (FDCPA) does not apply to “business” debts. According to its terms, the law only applies to “consumer” debts, and this can mean two things: a consumer is the “end-user” of the product, so the debt cannot have been generated in purchasing something for commercial resale; and the purchase cannot […]
Blaming the Victims – Defending Banks by Ridiculing Consumers Debt collectors often ridicule consumers who got in over their heads, but the banks themselves have set up their business models to encourage debt and debt troubles. Don’t fall for debt collector false morality – fight back. Blaming the Banks for the Problems they […]
Things You Should Know before You Settle with the Debt Collector If you’re being sued by a debt collector, you’re probably worried–of course you are–but think twice before settling the case just to make it go away. Sometimes that can be a very bad idea, and if you will hang in there and fight a […]
Tip 1: Standing up for yourself isn’t hard – it’s just different And it gets easier You probably wouldn’t believe how often I get asked the question: “is it hard to defend yourself from the debt collectors?” Or maybe you would. If you’re being sued or harassed by a debt collector, one of the very […]
Tip 2: Always know the rules of the game you’re playing. Every game has rules, and if you want to win, you need to know the rules of the game you’re playing. It is obvious, but when your head is spinning and you feel threatened – maybe nothing is all that obvious. The legal game has […]
