Testimonial from a User of the Litigation Materials
The following is an email from a user of the Litigation materials. This customer used our materials to file a response, discovery. She was ready for trial, but the debt collector gave up rather than fight at that point. Note the way Cheryl’s view of herself has changed – and she deserves every bit of her success.
Hi Ken,
First, I want to say thank you, thank you, thank you for helping me in my time of need. Your selflessness is such a gift to all of us who find ourselves at the mercy of the debt collectors. Working with you and on your site has been a wonderful and empowering experience. I see myself in a different light – I am capable of overcoming that which seems impossible – and I have you to thank for that.
I am passing the word on.
Here’s my testimony to anyone who has a debt lawsuit and is fairly new to your site:
The amount the debt collector was suing me for was not only unfair, but ridiculous – the cost of a high end car. Still, I was so afraid, I was ready to pay them as long as they would make the monthly payment plan reasonable. I just wanted my stress to go away, even if it meant I’d get a bad deal. The lawyer/debt collector had already filed a lawsuit and got a judgment to garnish my wages. I was able to get that vacated, but still believed I would have to pay them this ridiculous amount of money.
This was my starting point. From here, I found Your Legal Leg Up.
I have to admit that the information on the site was ‘overwhelming’ at first. I not only didn’t know where to start, I did not know where I was in the process. This was a fight or flight moment for me, and there were many times when I just wanted to give up. I spent my days being nervous and concerned about my finances, and my nights losing sleep. It was just too much.
But, I remembered Ken’s words telling me I have to put in the effort and do the research. In other words, I needed to toughen up, grow up, and deal with this, for ME. In time, the documents I read started to make sense. I began answering my own questions. I finally had a grasp on what was going on. Still, i was nervous, but at least now I knew what was coming, what the court documents meant, and what I needed to do to respond.
I did my research and found something that could worked in my favor. I submitted my document to the court, and to my surprise, the lawyer/debt collector opted to dismiss the case with prejudice.
I was STUNNED!!! I went from owing $$$$ to owing 0. I cannot thank Ken and his services enough.
Sincerely,
Cheryl
Coaching and Training Others
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Do you agree with us that debt collection is a social justice issue? Would you like to help us get the word out? Well, now you can, and you can make money doing it. You can use the affiliation program either together with the coaching program or by itself. It’s pretty simple: you refer people to us, and if they get the Debt Defense System and membership, you get a percentage. And if you refer a lot of people, you get more per referral.
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We have excellent products, and you can make comissions on all of them. They’re backed by a 100% money-back guarantee. Our main product – the Debt Defense System – is also backed by our teleconferences as well. The teleconferences occur at least weekly and allow members to call and speak in real time with a member of the Your Legal Leg Up staff and other members in real time. It is a resource unique among web products, a real in-person service will provide specific answers to the specific questions that always arise during litigation.
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Ending Debt Nightmare 3
End the Debt Nightmare
This is the third video in this series. Click here for video 2. And here for video 1.
Ending Debt Nightmare 1
Ending the Debt Nightmare
This is the first of a series of videos and reports designed to teach you about the debt collection process and litigation. You can find the second video of this series here.
Ending the Debt Nightmare 1-2
FDCPA and Bankruptcy
There was an issue regarding whether the FDCPA would apply to bankruptcy proceedings. In particular, this was fueled by the fact that the debt buyers are flooding the bankruptcy proceedings with debts beyond the statute of limitations. They are uncollectible (if objected to) in bankruptcy, but is making such a frivolous claim a violation of the FDCPA?
I thought so and argued so in various materials. The Supreme Court found otherwise, signaling the current court’s hostility to real people and tendency to bootlick the powerful.
Testimonial from Cheryl
Testimonial from a User of the Litigation Materials
The following is an email from a user of the Litigation materials. This customer used our materials to file a response, discovery. She was ready for trial, but the debt collector gave up rather than fight at that point. Note the way Cheryl’s view of herself has changed – and she deserves every bit of her success.
Testimonial by T
This testimonial from TD is elegant in its simplicity. To add a little background, T was being sued in two cases on two different debts. She won one by a motion to dismiss that really amounted to a summary judgment after argument in court. And she won the other after trial. The court commended her on her efforts and success.
T was a regular participant in the teleconferences, and In conversation she told everyone how it went. Here’s what she wrote in July 2018.
Good morning Ken,