Do the Your Legal Leg Up Materials Work on Original Creditors
Debt collectors have a different status in the law than “original creditors,” the people who initialy extended credit to you. For example, creditors are not, generally speaking, subject to the Fair Debt Collection Practices Act, although this distinction has been somewhat blurred by recent Supreme Court decisions.
More importantly, original creditors have certain practical advantages, as they are more likely to have the records they would need to prove their case. Surprisingly often, however, they do NOT have the materials they would need to win, and there’s only one way to find out: by fighting the case and conduction discovery. Doing so will usually only work to your benefit, as the more you make a company suing you work – and the more it looks like it will have to continue to work – the less it will take to settle the case.
Therefore, the YourLegalLegUp materials work against original creditors. They help you test the strength of the other side’s case and find out if they have what they need – and by fighting you cane expose weaknesses and give yourself a real chance to win.