Tag Archive for: testimonial

Testimonial from Cheryl

Testimonial from a User of the Litigation Materials


The following is an email from a user of the Litigation materials. This customer used our materials to file a response, discovery. She was ready for trial, but the debt collector gave up rather than fight at that point. Note the way Cheryl’s view of herself has changed – and she deserves every bit of her success.

Hi Ken,
First, I want to say thank you, thank you, thank you for helping me in my time of need. Your selflessness is such a gift to all of us who find ourselves at the mercy of the debt collectors. Working with you and on your site has been a wonderful and empowering experience. I see myself in a different light – I am capable of overcoming that which seems impossible – and I have you to thank for that.
I am passing the word on.
Here’s my testimony to anyone who has a debt lawsuit and is fairly new to your site:
The amount the debt collector was suing me for was not only unfair, but ridiculous – the cost of a high end car. Still, I was so afraid, I was ready to  pay them as long as they would make the monthly payment plan reasonable.  I just wanted my stress to go away, even if it meant I’d get a bad deal. The lawyer/debt collector had already filed a lawsuit and got a judgment to garnish my wages. I was able to get that vacated, but still believed I would have to pay them this ridiculous amount of money.
This was my starting point. From here, I found Your Legal Leg Up.
I have to admit that the information on the site was ‘overwhelming’ at first.  I not only didn’t know where to start, I did not know where I was in the process. This was a fight or flight moment for me, and there were many times when I just wanted to give up. I spent my days being nervous and concerned about my finances, and my nights losing sleep. It was just too much.
But, I remembered Ken’s words telling me I have to put in the effort and do the research. In other words, I needed to toughen up, grow up, and deal with this, for ME. In time, the documents I read started to make sense. I began answering my own questions. I finally had a grasp on what was going on. Still, i was nervous, but at least now I knew what was coming, what the court documents meant, and what I needed to do to respond.
I did my research and found something that could worked in my favor. I submitted my document to the court, and to my surprise, the lawyer/debt collector opted to dismiss the case with prejudice.
I was STUNNED!!! I went from owing $$$$ to owing 0. I cannot thank Ken and his services enough.

Testimonial by T

This testimonial from TD is elegant in its simplicity. To add a little background, T was being sued in two cases on two different debts. She won one by a motion to dismiss that really amounted to a summary judgment after argument in court. And she won the other after trial. The court commended her on her efforts and success.

T was a regular participant in the teleconferences, and In conversation she told everyone how it went. Here’s what she wrote in July 2018.

Good morning Ken,

Its T,
I just wanted to update you on cancelling my membership. 
Ken as I move forward with my life…I cannot thank you enough for giving me the tools and wisdom to getting those sharks off my back. I am sooooooo relieved. My wholehearted gratitude to you Ken and for helping people out there like me.
Thank you again,

Testimonial MS

Notes from a User of the Litigation Materials

The following is an email from a user of the Litigation materials. At the time of the letter, it was still relatively early in her litigation, but she has already won two motions and the respect of the lawyer on the other side – and the judge. That’s a lot to accomplish so quickly!

And she went on to win the case.


Hi Kenneth,

Thank you so much for all of the valuable information in your litigation package. I went to court this morning for a second hearing on Discover Banks MSJ. The first hearing was continued because judge granted me leave to file my opposition. Because of your material, I was able to draw up a pretty strong opposition, and consequently their attorney withdrew the motion.

The attorney said that he has evidence that at one point I paid off the account which would indicate that this was my account and that he would need time to investigate and would file another MSJ. Status hearing set for November. Now I will need to study your lessons to see what step I should take to move the case forward. Although I was hoping the attorney would dismiss the case today, I’m glad it was at least withdrawn. I’m hoping this is an opportunity to plan my strategies better.

Also, The attorney tried to get me to admit it was my account after the hearing by first complimenting me on how well I wrote my opposition and how I defended myself in court and then telling me that he had evidence of a cancelled check from my husband that at one point he paid the account off so why keep denying that it was my card? I was a little nervous at that point and caught off guard so I fumbled on some words, but made sure I didn’t admit to anything. In the end, I told him I feel I have valid arguments and that I have to defend myself and will go as far as I need to. He actually said that I do have valid arguments, but it just complicates things and makes it more costly, but complimented me again and a job well done.

I took his compliments lightly, but at the same time I knew my opposition was strong. I was also complimented in a MTD hearing in federal court a couple weeks ago for my MTD opposition, the Defendant’s attorney stated in court that he was impressed with the opposition. Judge granted leave to amend in that case. I mention the compliments only because it is because of your program I was able to file strong oppositions. Thank you so much!

Much Aloha,


Testimonial from Joanna

Notes from a User of the Litigation Materials


The following is an email from a user of the Litigation materials. This customer used our materials to file a response, discovery, and to respond to a motion for summary judgment. She was ready for trial, but the debt collector gave up rather than fight at that point.


Dear Ken,

Thanks to you and your informative materials and website, we scared off the Debt Buyer, Midland Funding!  Today was my day in court and guess what?  The attorney for the Plaintiff, Midland Funding, did not show up. The judge had a shocked look on his face, because I am guessing, this was not normal for the court.   I made a motion to dismiss, and it was granted.

After buying your Debt Defense System, and listening to your conference calls, plus watching and listening to the videos and articles on the website, I was armed with enough knowledge to do what needed to be done.  Serving discovery, including request for production of documents and interrogatories and then responding to their Motion for Summary Judgment, and then the coup de grace, the Plaintiff actually withdrawing their motion for summary judgment, gave me the courage and skills to face them head on.  

Most people today have debt problems and are facing harassment and possibly default judgments.  EVERYONE should arm themselves with your material.

I will highly recommend your website and materials to everyone.


Joanna McConnell