Notes from a User of the Litigation Materials
The following is an email from a user of the Litigation materials. At the time of the letter, it was still relatively early in her litigation, but she has already won two motions and the respect of the lawyer on the other side – and the judge. That’s a lot to accomplish so quickly!
And she went on to win the case.
Hi Kenneth,
Thank you so much for all of the valuable information in your litigation package. I went to court this morning for a second hearing on Discover Banks MSJ. The first hearing was continued because judge granted me leave to file my opposition. Because of your material, I was able to draw up a pretty strong opposition, and consequently their attorney withdrew the motion.
The attorney said that he has evidence that at one point I paid off the account which would indicate that this was my account and that he would need time to investigate and would file another MSJ. Status hearing set for November. Now I will need to study your lessons to see what step I should take to move the case forward. Although I was hoping the attorney would dismiss the case today, I’m glad it was at least withdrawn. I’m hoping this is an opportunity to plan my strategies better.
Also, The attorney tried to get me to admit it was my account after the hearing by first complimenting me on how well I wrote my opposition and how I defended myself in court and then telling me that he had evidence of a cancelled check from my husband that at one point he paid the account off so why keep denying that it was my card? I was a little nervous at that point and caught off guard so I fumbled on some words, but made sure I didn’t admit to anything. In the end, I told him I feel I have valid arguments and that I have to defend myself and will go as far as I need to. He actually said that I do have valid arguments, but it just complicates things and makes it more costly, but complimented me again and a job well done.
I took his compliments lightly, but at the same time I knew my opposition was strong. I was also complimented in a MTD hearing in federal court a couple weeks ago for my MTD opposition, the Defendant’s attorney stated in court that he was impressed with the opposition. Judge granted leave to amend in that case. I mention the compliments only because it is because of your program I was able to file strong oppositions. Thank you so much!
Much Aloha,
Maryanne
Affiliate Program at YLLU
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Using Secured Credit Cards to Repair Credit
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Ending Debt Nightmare 3
End the Debt Nightmare
This is the third video in this series. Click here for video 2. And here for video 1.
Ending Debt Nightmare 1
Ending the Debt Nightmare
This is the first of a series of videos and reports designed to teach you about the debt collection process and litigation. You can find the second video of this series here.
Ending the Debt Nightmare 1-2
FDCPA and Bankruptcy
There was an issue regarding whether the FDCPA would apply to bankruptcy proceedings. In particular, this was fueled by the fact that the debt buyers are flooding the bankruptcy proceedings with debts beyond the statute of limitations. They are uncollectible (if objected to) in bankruptcy, but is making such a frivolous claim a violation of the FDCPA?
I thought so and argued so in various materials. The Supreme Court found otherwise, signaling the current court’s hostility to real people and tendency to bootlick the powerful.
Testimonial from Cheryl
Testimonial from a User of the Litigation Materials
The following is an email from a user of the Litigation materials. This customer used our materials to file a response, discovery. She was ready for trial, but the debt collector gave up rather than fight at that point. Note the way Cheryl’s view of herself has changed – and she deserves every bit of her success.
Testimonial by T
This testimonial from TD is elegant in its simplicity. To add a little background, T was being sued in two cases on two different debts. She won one by a motion to dismiss that really amounted to a summary judgment after argument in court. And she won the other after trial. The court commended her on her efforts and success.
T was a regular participant in the teleconferences, and In conversation she told everyone how it went. Here’s what she wrote in July 2018.
Good morning Ken,
Testimonial MS
Notes from a User of the Litigation Materials
The following is an email from a user of the Litigation materials. At the time of the letter, it was still relatively early in her litigation, but she has already won two motions and the respect of the lawyer on the other side – and the judge. That’s a lot to accomplish so quickly!
And she went on to win the case.
Hi Kenneth,
Thank you so much for all of the valuable information in your litigation package. I went to court this morning for a second hearing on Discover Banks MSJ. The first hearing was continued because judge granted me leave to file my opposition. Because of your material, I was able to draw up a pretty strong opposition, and consequently their attorney withdrew the motion.
The attorney said that he has evidence that at one point I paid off the account which would indicate that this was my account and that he would need time to investigate and would file another MSJ. Status hearing set for November. Now I will need to study your lessons to see what step I should take to move the case forward. Although I was hoping the attorney would dismiss the case today, I’m glad it was at least withdrawn. I’m hoping this is an opportunity to plan my strategies better.
Also, The attorney tried to get me to admit it was my account after the hearing by first complimenting me on how well I wrote my opposition and how I defended myself in court and then telling me that he had evidence of a cancelled check from my husband that at one point he paid the account off so why keep denying that it was my card? I was a little nervous at that point and caught off guard so I fumbled on some words, but made sure I didn’t admit to anything. In the end, I told him I feel I have valid arguments and that I have to defend myself and will go as far as I need to. He actually said that I do have valid arguments, but it just complicates things and makes it more costly, but complimented me again and a job well done.
I took his compliments lightly, but at the same time I knew my opposition was strong. I was also complimented in a MTD hearing in federal court a couple weeks ago for my MTD opposition, the Defendant’s attorney stated in court that he was impressed with the opposition. Judge granted leave to amend in that case. I mention the compliments only because it is because of your program I was able to file strong oppositions. Thank you so much!
Much Aloha,
Maryanne
Verification under FDCPA
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