Debt – both a personal problem and a social issue
We know that if you are facing any kind of debt problems – and most definitely if you are being sued or threatened with suit – you have a situation facing you, personally, that is extremely important. We take that very seriously, and most of our efforts are designed to help you solve the problem on a personal basis. If you’re being sued, for example, that means we want you to win – and then to repair your credit report so that it doesn’t hurt you anymore.
If you are being harassed by debt collectors or have a negative credit report already, we want to help you fix those things at the personal level. Thus we are strong and committed advocates for you. We’re on your side all the way.
There’s also a social justice issue here which is worth keeping in mind. You will not always find the courts sympathetic to you or willing to listen – or to do their job at all, frankly. We believe that this reflects a larger issue where the powers that be seem to think it is perfectly fine to rob from the poor and give to the rich. In this area, we think that the more people who represent themselves in cases like this, and the stronger and better you are at standing up for yourself… the better everybody else will be. And the more who do it, the better for everyone. So we are also strong social advocates.
In other words, sometimes the courts may seem unwilling to listen to you or actually hostile. If you persist, though, you will still have an excellent chance to win.
Stand up for yourself in every way. Don’t let the debt collectors rip you off – which they will certainly do if you give them the chance. Fight back! Even if you used the credit card or borrowed the money, you have to defend yourself to make sure they don’t get any more than they should and don’t do any more harm than they’re entitled to. And in reality, you have a really great chance to win. Completely.
The law is an adversary system, and the up-side to the fact that if you don’t take care of yourself the debt collectors will rip you off is that if you do take care of yourself you will probably be in better shape than you can even imagine possible right now.