what to do when sued for debt

If you’re being sued for debt by debt collectors – and even by original creditors – there are some basic things you need to know. This video tells you how to start defending yourself and why you have such a good chance to win if you do.

There is an epidemic of debt litigation. Partly this is because debt of all kinds is at historic levels – there’s never been so much consumer, auto, credit and other debt around. And there’s never been so much of that debt that isn’t being paid. To complicate this picture and make it even worse, identity theft (and resulting unpaid purchases and bills for people whose identity has been stolen) is also at historic levels – and getting worse.

In short, things are bad and getting worse for a lot of people.

If you get sued, you should not panic. One good thing to come out of the debt epidemic is that the debt collectors use factory-type collection methods. If you know what you’re doing, your chance of successfully defending yourself – whether or not you ever actually owed anybody on the debt – are extremely good. That’s because the debt collectors find it more profitable to go after people who don’t fight back. Fight back, and you’re making yourself much less attractive as a defendant – and making it much more likely they’ll drop the suit. Plus, you have a very good chance of winning even if they don’t drop the suit.

Our company exists to help people fight back intelligently. That way, you don’t just hand the debt collectors and easy win, and they’ll probably move on. Or you’ll win.