How to Answer a Petition when Sued for Debt

When you’re sued for debt, one of the first things you have to do is write and file an answer. You could lose the case very easily until you do. Luckily, it isn’t hard, and this video will show you how. For more detailed information and help on fighting and winning your suit against the debt collector, get the Debt Defense System. If it hasn’t come to litigation yet and you hope to keep it from doing so, you can get the Debt Negotiation and Settlement System.


Answering a petition in a debt law case is actually very simple. Keeping in mind that it is up to the plaintiff to prove its case if you deny a part of the petition, there is little incentive to admit anything. Pro se defendants also quite frequently overestimate the things they should admit. For example, you may know that you borrowed some money or used a credit card, but do you really know how much you borrowed or whether all the charges were legitimate? Do you know for sure that you did not pay some of the debt or that you truly, legally, owed every amount claimed? And do you know with certainty even that the company suing you owes the debt at all?