Denying Requests for Admission

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Preparing for Deposition Part 1

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Preparing for Deposition Part 2

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Discovery – Interrogatories

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Rule-Mandated Discovery

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Three Questions and Answers about Discovery Part 2

When Does the Process Begin, What Is the Court’s Role, and How Do the Methods of Discovery Relate to One Another?

Click Here for Part One of this Article.

I get certain basic questions about the discovery process quite often.

  • When can you begin conducting discovery? And when can the debt collector do it?
  • How do interrogatories, requests for documents, and requests for admissions relate to one another?
  • And What is the Court’s involvement in the discovery process?

The answers aren’t always clear, but this article will answer these questions to the extent they can be answered.

What Is the Relationship between Interrogatories, Requests for Documents, and Requests for Admissions?

The discovery methods have no necessary connection, although you might notice that most requests for documents ask the other side to produce all documents “identified in your responses to interrogatories,” and many interrogatories from debt collectors ask you to explain why you denied any request for admission. I don’t usually suggest the question about requests for admissions because the only reason for denying a request for admission is that you don’t know it to be true. Period. But maybe a more sculpted question: “for every request for admission you denied, if you believe it to be untrue, state every reason…” Worth a shot, maybe.

In any event, all the methods of discovery are aimed at the same goals – to learn from the other side any information they have that either helps their case; hurts their case; helps your case; or hurts your case. Since you want them to tell you what that information is and how you can get it, or you want them to give you any of that information that is in their possession, it does make sense to connect your interrogatories and requests to make them do that.

What is the Court’s Involvement in the Discovery Process?

No Real Involvement in Most Jurisdictions

In most jurisdictions, there is no court involvement in the discovery process unless and until a motion to compel becomes necessary. Even in those jurisdictions, a lot of people will send a “notice of service of discovery” which simply informs the court of the date and type of service certain discovery was served on the other side: “On this date, defendant served his first set of interrogatories, requests for admissions, and requests for production on plaintiff by first class mail, postage prepaid, at the address noted below as the service address.” You can find an example in the document bank.

In Rare Jurisdictions

In a very few courts – I just heard of one last week for the first time – the courts still take copies of the discovery. That’s a question you could ask a court clerk and probably get an answer, because if they don’t want it, they really don’t want it.

How Most Courts Oversee Discovery

What happens is simple. You serve discovery and the other side answers or objects. In debt law cases, the debt collector will always object to everything, or almost everything, you ask. If you take no further action, nothing will happen. No one looks out for you! If you want to force the debt collector to answer, you must file a motion to compel (and typically you have to send them a “good-faith” letter to try to get them to agree to answer, first). Then you attach all your discovery requests and their answers and objections, and file it with the court. That’s the first time the court will see it, so your motion to compel has to be thorough and complete.

And there’s more. After the other side responds, you will need to “call” (schedule your motion with the court) and argue it in front of the judge in order to get the court to rule. The court will either sustain their objections or overrule them and order them to answer the requests. If it orders them to produce answers, it will usually give them a little time to do that.

Three Questions and Answers about Discovery

When Does the Process Begin, What Is the Court’s Role, and How Do the Methods of Discovery Relate to One Another?

I get certain basic questions about the discovery process quite often.

  • When can you begin conducting discovery? And when can the debt collector do it?
  • How do interrogatories, requests for documents, and requests for admissions relate to one another?
  • And What is the Court’s involvement in the discovery process?

The answers aren’t always clear, but this article will answer these questions to the extent they can be answered.

When Does Discovery Begin?

The simplest answer to this question is no answer at all: Discovery begins when the Rules of Civil Procedure for your jurisdiction say it begins. I have discovered that the discovery process begins at very different times for different courts.

Federal Courts

In the federal courts, the defendant can serve discovery immediately upon being served with the summons, whereas the plaintiff must wait for some time before beginning the discovery process. I guess this is a way of allowing a defendant to focus on investigating the complaint and filing an answer.

Most State Courts

In most state courts, the parties can begin discovery at the same time, either immediately or after some period of time, usually thirty days after service. In debt law cases, though, I have rarely observed that debt collectors begin discovery as quickly as they could. My guess is that they are hoping everybody will default (and most defendants do), so it would be wasteful to start the discovery process before the time for default has passed. This gives a defendant an advantage to begin the discovery process before the debt collector does, and this advantage should not be allowed to slip away.

Some State Courts

In some state courts, most often courts of limited jurisdiction (i.e., for smaller amounts, as most debt cases are), the parties are not allowed to begin discovery without an order of the court that allows it. I think this is a terrible rule. But regardless of my opinion, you need to know if that’s the rule in your jurisdiction, and if it is you need to seek an order permitting discovery as quickly as possible. Remember that discovery is an important part of your defense. There is even one jurisdiction of which I am aware where no discovery is allowed at all. In this jurisdiction, though, you can seek a trial “de novo” if you are not happy with the result. That is, you can start the whole case over in a higher up court that does allow discovery. In Maryland, on the other hand, discovery begins immediately upon service of the suit – and ends about a month later – unless you receive permission from the court.

The important “take-away” from all this is that state laws vary, and you need to know your state’s law as soon as possible. Not finding this out is asking for trouble.

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Motions for Summary Judgment

Responding to Motions for Summary Judgment

Motions for Summary Judgment are among the most lethal weapons facing you as a pro se debt defendant. This video discusses what they are, how to protect yourself from them, and how you could use them to your advantage.

 

Click here for a related series of articles.

Responding to Motions for SJ Part 1

Responding to a Motion for Summary Judgment in a Debt Case

Introduction

If you are defending yourself pro se from the debt collectors, it’s sometimes the little things that can stump you. As I have often said, Summary Judgments are “fact intensive,” meaning that defending yourself from them will depend primarily upon getting the important facts to the judge in the proper way, while legal argument is actually much less important. How do you get the facts in front of the judge? What facts do you use and how do you put them into your brief? That’s what these articles will show you. (To see some of this on video, go here.)

You Must Know the Rules

The first thing you should know about motions for summary judgment is that they are carefully controlled by the Rules of Civil Procedure for your jurisdiction and by something called “Local Rules,” which you can get from the courthouse or its website. These rules tell you exactly what form the motion should take, what is required to oppose it, and how much time you have. Your first move if the debt collector files a motion for summary judgment should be to look up those rules and understand them. It’s critical, because a misstep as to form of your response or its timing could easily cost you the case. Don’t give your case away. Responding to Motions for Summary Judgment, even with the materials available at this site, takes time! It is a significant undertaking under the best of circumstances, and even though the debt collectors typically leave large enough loopholes for you to drive through, it takes time and effort to find and develop them. Do not wait till the last minute to start working on your response.

What Format Does a Motion for Summary Judgment (and Your Response Opposing) Take?

Every state of which I am aware now uses a similar format for motions for summary judgment. They require the movant (person bringing the motion) to create a list of “undisputed” facts called a “Statement of Facts” with proof from the record supporting them. And that proof can be testimony by affidavit or deposition, or it can be answers to interrogatories or documents. Then the motion for summary judgment refers to those facts as necessary as it makes legal arguments. To prevent the court from giving the debt collector a summary judgment, you must demonstrate that there are factual issues of significance that require a trial. So if you are defending, your first line of defense is to attack the facts and show that there are important disagreements.

Click Here For Part 2 of this Article

If you are representing yourself in debt litigation, and if you are facing a motion for summary judgment, you should consider purchasing the Response to Motions for Summary Judgment packet. This packet addresses an actual motion filed in a real case, and it deals very thoroughly with the facts and arguments actually made in a real case by a real debt collector (although the names have been changed to hide the identities of the people involved. It includes an attack on every phase of the debt collector’s motion including its rather bizarre motion for attorney’s fees and its deceptive use of an affidavit. It also includes an affidavit that could have been used in the case.

Responding to Motions for SJ Part 2

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