The Fair Debt Collection Practices Act (FDCPA)
A Basic Overview
The Fair Debt Collection Practices Act (FDCPA) was one of the first comprehensive set of protections established for debtors against debt collectors. It arose out of some truly horrific stories – and the reality is that the debt collectors continue to do horrific things in violation of the law. And yet the FDCPA is pretty good legislation that was designed to give the law enough flexibility to go after whatever the unfair collection practice of the day might be.
This video is designed to give you some idea of the scope of the Fair Debt Collection Practices Act so that you can begin to think of possible counterclaims against the people suing you.
More than that, it is designed to give you an idea of some of the protections that exist for consumers in a society that is awash in debt and plagued by debt collectors.
We hope you will defend your rights. In many cases you can get a lawyer who will help you sue bad companies. But when that isn’t possible, we’re here to help.