Бесплатные игровые автоматы. Они показывают, что вознаграждение предлагает выигрыш суждения помимо стандартных комбинаций икон. Они сложены, теплые дикие, создающие дикие и начинают множители.
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Контентные статьи
В случае, если вы будете после азартного заведения в Интернете, который предлагает второе распределение, ищите кого-нибудь через банковский слот на ветерок. Read more
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Содержание
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Скрининг пробный циркуляр похож на образец хороший мягкий вкус мороженого, ранее выбирая тот, который можно получить. Read more
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Человек, как правило, чувствует, что локальные слоты, дверной проем, более свободны и начинают увеличение оплаты. Read more
What if they are Suing me and my Business
One important thing to know is whether you’re being sued by a debt buyer, a debt collector, or an original creditor. Knowing this will help you focus your strategy.
First, some definitions.
An “original creditor” is someone who claims you borrowed money from them. It could be a loan or a credit card or anything else creating debt, but the point is that they claim THEY are the ones who originally were involved in the transaction. For example, you’re being sued by American Express, and they say you signed up for and used an American Express credit card and didn’t pay them. “But I never signed up for an American Express credit card!” – That’s good, but it doesn’t matter for the purposes of this definition. Whether or not you owe the money doesn’t matter for this. If you’re being sued by someone who claims you borrowed from them, it’s an original creditor case.
A “debt buyer” is someone who bought the debt from the original creditor. This person may also be a debt collector, but the point here is they’re claiming you owed money to someone else and the debt was assigned to them. As you probably know by now, selling old debt is big business in America and throughout the world. Look for the word “assigned.” If a debt buyer is NOT a debt collector, your rights to countersue will be limited (because the Fair Debt Collection Practices Act won’t apply to them), but they will still have most of the weaknesses in establishing their case that we usually talk about.
A “debt collector” is someone who either is acting on behalf of a debt owner (rare, these days) or a debt buyer whose primary business is the collecting of debts (i.e., they buy debts and sue people without providing any real service to the people they’re suing). These people will have weaknesses in their case AND may give you a chance to countersue.
So Who Is Suing Me?
To determine this on a preliminary basis, look at the name of the case. It will be “X Company vs. You” Normally, this means that X Company is the plaintiff. Their lawyer is NOT suing you for most purposes, and the lawyer is not, by virtue of being the lawyer on the case, a party to the action. Companies can only act through lawyers (in court), and the lawyers are generally only “mouthpieces” for them. So most of the time you can forget about them as you consider your rights.
I did say “on a preliminary basis.” What I mean is that you start with the basic assumption that the person named as plaintiff IS the plaintiff, but it turns out this isn’t always true. Sometimes debt collectors (including lawyers) buy debts and bring the lawsuit in the former owner’s name. I think this violates the FDCPA, but for now you just need to know it CAN happen and does happen sometimes, and you need to know if it’s happening in your case. The only way to find out is by conducting discovery, and our model discovery therefore includes some questions about whether the debt has ever been transferred, and to whom.
Sometimes people find out they’re being sued before the plaintiff gets around to serving them. How does this happen? And what do you do if you find that out?
People can learn about a suit before being sued – it is public knowledge, after all, so it could happen
in a lot of different ways. Mostly though, it happens in one of two ways. Sometimes debt collectors bug you for money, and you go out of your way to check court files to see if you’re named in a suit, or you find out from a neighbor who gets curious when they see someone trying to serve you. I guess these ways are actually rare, but they can happen. The other way is more common.
There are lawyers who want to represent people in these cases, and they may send you a letter telling you you’re being sued. It may be news to you that anybody is even after you, much less actually suing you. So you check the court files and find out it’s true.
What do you do?
There have been times people brought these cases to me, back when I was practicing, and wanted to take action. In that situation they had a lawyer and a counterclaim (usually), and where that’s the case, it could make sense to waive – or let go – your right to service and just enter on the case. We were sure we’d win, and we had a counterclaim, so why wait?
If you’re pro se these days, the situation is very different. You can’t be sure you’ll win however much you think the facts are on your side, because you can’t count on the courts to see it your way. No matter how clear you think it is, you just can’t count on winning. And you’re less likely to have a counterclaim because the courts have narrowed the definition of counterclaim and debt collectors have gotten a little more careful.
So for those reasons I think it makes sense to watch the court docket (without identifying yourself to the court) to see if they ever claim to have served you. Or until they actually do serve you.
You have no obligation to make it easier for them to serve you, and if they can’t get you served they will eventually have to drop the case – or get it dropped (for “failure to prosecute”). I think it makes good sense to give them that chance. But watch to make sure they don’t claim you were served. Likewise, if they “serve by publication” (which is putting an ad in a small local paper) you’ll probably need to answer, but it’s rare, and they have to get permission to do it. Still, you should watch for it.
If they don’t serve you, you might get lucky and have them drop the case. Or you will get served and have to defend.
Obviously, if that happens, we can help.
We can help either way. Click on the Articles button on the menu bar above to go to publically available videos and articles,
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