yourlegallegup - evening the scales of debt collection

Get some help hanging on to what you've got. We can show you how to protect your rights.

Welcome to YourLegalLegUp


We have a lot of information that we hope will be helpful to you, and we encourage you to look around. However, you probably didn't just land on this site by accident. Most of our visitors have an ugent purpose for being here. To find what you need, if you have a pretty clear idea what it is, you could try the site search button in the top left corner of the page, or hover over the orange menu buttons.

Welcome to Your Legal Leg Up

Three Weaknesses Almost Every Debt Collector Has and How You Can Use Them to Win

Key Weapon for Winning Your Legal Defense against Debt Collectors - Help for Pro Se Defendants

Being Sued?

People have historically come to our site as a last-ditch defense against the debt collectors – they’re being sued and they need to take action fast. If that’s you, we’ve got you covered with the Debt Defense System and membership  Click here to learn about the membership products. If you are being sued, time is important, of course, and you DO need to get your answer or motion to dismiss filed on time. However, these things don't take very long once you know what you're doing. So it is a good idea to take some time to get oriented. There's no need to panic.

Just Bothered by Debt or Debt Collectors?

Maybe you're not being sued and are just being called and bugged about a debt. We have products and information you will need in the earlier stages of debt problems. The most important thing to remember is this: anything you do that makes it easier to sue and win against you also makes it more likely that they WILL sue you. What does that mean? It means that if you admit owing the debt, having made payments or anything like that, and if you tell them where you work or bank, you make it more likely you will be sued. You might think you are being "responsible" and appropriately cooperative, but it works differently in law and debt.

You will find materials on site that will help you navigate this stage of the problem.

Need Help Repairing Credit?

If you've managed to fight off the debt collectors - or as part of your overall strategy - you may want to start repairing your credit. That's always a good idea. We have plenty of material on why and how to fix your credit report. Hover over the "other consumer Topics" button in the orange menu buttons above, or find articles and videos here. Check out our Credit Repair Manual

Debt Negotiation

We encourage you to use the site for more than just a last-ditch effort, though. There is a lot of information here - and the free articles and videos are just a scratch on the surface of what's here - about every stage of the litigation process, from when debts first start piling up all the way through the credit repair stage. You'll find free videos and articles, and much more in the membership areas, just by hovering over the orange menu buttons near the top of the page and clicking on the materials you see. Please feel free to use the site often.

For information on the process and reasons for debt negotiation, hover over the orange menu button that says "Other consumer topics" and find the section on debt negotiation or click here. For a systematic approach and resources,  check out our Debt Negotiation and Settlement Manual

Miscelaneous Problems or Issues

People often come to our site for a variety of issues that are coming up in their cases. They're representing themselves pro se, and the debt collector has filed a motion to dismiss or for summary judgment - or you're trying to get the debt collector to give you the discovery you've asked for. We generally recommend that you get the Debt Defense System to get get everything more conveniently and cost-effectively, but if you have specific needs, you will probably find a product that can help you here.

With a little help...

You can protect your rights and reclaim your financial security.

We've designed this site and the materials to help you defend yourself wherever you are in the debt collections cycle, whether you're being harassed by collectors, sued by a debt collector or original creditor, or if you want to sue a debt collector who has illegally harassed you. Go to Finding Your Way Through Debt Litigation. If you have defaulted on a debt lawsuit, go to Overcoming Default When You're Sued for Debt. Facing a Motion for Summary Judgment? Go here or here.>

If you...

...Are afraid you might get sued and want to know your rights,

...Are new to this and are worried about whether you can defend yourself,

...Have just been served a summons and need to know how to Answer the Petition,

...Are in default,

...Think you might really owe the money,

...Are worried someone will garnish your wages or Social Security Check,

...Don't understand a legal term,

...Have wondered if you could beat debt collectors without a lawyer,

  ...Are looking for FREE information--free articles or free videos for research to get you started, or

...Want to bring suit against the debt collector

We can help.


Your Legal Leg Up Products

Our main service/product is the Debt Defense System. It gives you everything you need to beat the debt collectors if they sue you and comes in three levels of membership which offer slightly different features. the Gold level membership gives you basic access to teleconferences, member-only articles and videos, the document bank, and certain other materials. The Platinum and Diamond memberships offer some important bonuses.

We also offer many other products in this catalog, from our Trial Handbook and Research Guide to products designed for specific situations such as motions or specific state laws. Most people will want to get one of the levels of the Debt Defense System. Most of the situational materials come with membership for free.

Click here to go to our product page.

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