yourlegallegup - evening the scales of debt collection

Welcome to YourLegalLegUp


We have a lot of information that we hope will be helpful to you, and we encourage you to look around. However, you probably didn't just land on this site by accident. Most of our visitors have an ugent purpose for being here. To find what you need, if you have a pretty clear idea what it is, you could try the site search button in the top left corner of the page, or hover over the orange menu buttons.


Being Sued?

People have historically come to our site as a last-ditch defense against the debt collectors – they’re being sued and they need to take action fast. If that’s you, we’ve got you covered with the Debt Defense System and membership  Click here to get everything you need to know about these products. If you are being sued, time is important, of course, and you DO need to get your answer or motion to dismiss filed on time. However, these things don't take very long once you know what you're doing. So it is a good idea to take some time to get oriented. There's no need to panic.

Just Bothered by Debt or Debt Collectors?

Maybe you're not being sued and are just being called and bugged about a debt. We have products and information you will need in the earlier stages of debt problems. The most important thing to remember is this: anything you do that makes it easier to sue and win against you also makes it more likely that they WILL sue you. What does that mean? It means that if you admit owing the debt, having made payments or anything like that, and if you tell them where you work or bank, you make it more likely you will be sued. You might think you are being "responsible" and appropriately cooperative, but it works differently in law and debt.

You will find materials on site that will help you navigate this stage of the problem.

Need Help Repairing Credit?

If you've managed to fight off the debt collectors - or as part of your overall strategy - you may want to start repairing your credit. That's always a good idea. Check out our Credit Repair Manual

Debt Negotiation

We encourage you to use the site for more than just a last-ditch effort, though. There is a lot of information here - and the free articles and videos are just a scratch on the surface of what's here - about every stage of the litigation process, from when debts first start piling up all the way through the credit repair stage. You'll find free videos and articles, and much more in the membership areas, just by hovering over the orange menu buttons near the top of the page and clicking on the materials you see. Please feel free to use the site often.

For information on how to negotiate your way out of debt trouble before it comes to a lawsuit - even if you happen to be in a lawsuit already with somebody else - check out our Debt Negotiation and Settlement Manual

Miscelaneous Problems or Issues

People often come to our site for a variety of issues that are coming up in their cases. They're representing themselves pro se, and the debt collector has filed a motion to dismiss or for summary judgment - or you're trying to get the debt collector to give you the discovery you've asked for. We have specific products directed towards these needs, although we generally recommend that you simply get the Debt Defense System as a way to get it all more conveniently and cost-effectively. Don't forget to sign up for our free newsletter, FightDebt.

With a little help...

You can stand up and reclaim your financial security.

We've designed this site and the materials to help you defend yourself wherever you are in the debt collections cycle, whether you're being harassed by collectors, sued by a debt collector or original creditor, or if you want to sue a debt collector who has illegally harassed you. Go to Finding Your Way Through Debt Litigation. If you have defaulted on a debt lawsuit, go toOvercoming Default When You're Sued for Debt. Facing a Motion for Summary Judgment? Go here or here.>

If you...

...Are afraid you might get sued and want to know your rights,

...Are new to this and are worried about whether you can defend yourself,

...Have just been served a summons and need to know how to Answer the Petition,

...Are in default,

...Think you might really owe the money,

...Are worried someone will garnish your wages or Social Security Check,

...Don't understand a legal term,

...Have wondered if you could beat debt collectors without a lawyer,

  ...Are looking for FREE information--free articles or free videos for research to get you started, or

...Want to bring suit against the debt collector

We can help.

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