Many visitors to our site are facing dramatic new situations:
You may have just found out you're being sued; or
You have either received a debt collection letter or some other "threat."
We can help. We can take a look at your situation and the material you were sent - whether it's a letter or a lawsuit - and give you a roadmap of what to do. It isn't legal advice, but think of it as a sort of "guided tour" of where you need to go and what you need to do. It will save you a lot of time, wasted energy, and anxiety. And you'll come out of it with a good idea of what you'll need to do to set things straight.
If you are being sued, we can help you get oriented to the case. People ask us all the time whether they should file a motion to dismiss or Answer, and whether or not there are any potential counterclaims to the lawsuit. If those are the sorts of questions YOU have, this is a way to get a head start on figuring out the answers.
But what if you aren't being sued and have just received a phone call or two, or letter? We do have a lot of information on the site to help you evaluate your situation yourself and figure out how to protect your rights, but if you'd like something a little more specific, you can now use this service, too.
We have products and information you will need in the earlier stages of debt problems. The most important thing to remember is this: anything you do that makes it easier for them to sue and win also makes it more likely that they WILL sue you. What does that mean? It means that if you admit owing the debt, having made payments or anything like that, and if you tell them where you work or bank, you make it more likely you will be sued. You might think you are being "responsible" and appropriately cooperative, but it works differently in law and debt.
You will find materials on site that will help you navigate this stage of the problem, but if you want some more specific guidance on what to do given the things they are telling and send you, this product is for you.
If you need one of these services, just go to the products page and select the one you need. You will be given instructions with your receipt on what to send and how to do it - we will need images of the documents you have received as well as answers to certain questions. After you give us that information, we will have an analysis back to you within 72 hours (three days). If you need faster than that, you can order the "rush" service, although we do ask that you NOT do this unless you need it.