We have discovered that your chances of winning will go up significantly if we are able to provide you with a lot of initial information and also on-going support in real time. Therefore, we require membership as a part of the purchase of the Debt Defense System and vice-versa. In other words, membership and the Debt Defense System are designed to be used together, and you must get both in order to get either.
This article and video explain how these materials work together to help negate the big advantages the debt collectors have in their lawsuits against you - advantages they have because of their size, wealth and experience in debt litigation - and how you can gain the advantage against them.
If you're coming from Introducing Memberships, you already know that although most debt collectors begin litigation against consumers without the evidence they need - or even any idea whether that evidence might exist - they file suit and usually win. This is because most people don't fight back, of course. But even if you do fight back you start with some obstacles that make the whole process more difficult for you than the debt collectors.
The Institutional Advantages of the Debt Collectors are:
You have some advantages, too, though. The case means more to you than it does to the debt collector, and so it makes sense for you to work harder than they do. And if you do defend yourself (with a little help), you will likely expose the weaknesses of their case - namely that they lack the evidence (which in many cases does not exist at all) they need to prove their case against you. And even if the evidence can be found, your fighting back will probably make the case too expensive for the debt collectors to want to keep chasing you. Thus they very often will drop the case and walk away from you.
Our memberships are designed to help you neutralize the advantages of the debt collector while exploiting your advantages with less trouble, annoyance, and anxiety.
The advantage of familiarity is largely a factor of experience and so cannot be directly neutralized, but to offset that lack of experience, the memberships provide greater access to videos and other materials, to the staff at YourLegalLegUp, to member forums and to other members. The sense of solidarity can break down the sense of isolation and shame that so many people suffer.
The member-only communications, along with other improvements in our website, allow a greater sharing of “breaking” news and will make it possible for Your Legal Leg Up to discover new debt collector tricks and spread word of them much more quickly to members, as well as to monitor and communicate what the courts are doing. Thus members will have an on-going source of information comparable to or better than what the debt collection lawyers have.
Members can share ideas and success stories, and provide actual, material assistance to each other. A lot of times people learn more when they're trying to help someone else, and a lot of times helping someone else is so fulfilling in itself that it will help detoxify the whole experience for members.
And finally, we now make our document banks available to members, including the motions packs, so that they can choose from a collection of possible arguments and cut and paste some of the documents they need to prepare. Of course this won't completely nullify the debt collectors' time advantage. In the very early stages of the debt litigation the debt collectors will still be handling your case on a “bulk” case basis, but as the case moves to the discovery phase, the time advantage will shift to you because, as I have often pointed out, lawyers are always “on the clock,” and if they have to spend significant time on your case it rapidly becomes unprofitable.
You will still spend more time on your case than they do – because they don't really care whether they win or not - they know most people will just give up. You have to care, because it's your money they have in their sights.Debt collection lawyers typically charge at least $200 per hour of time. How long would you work for $200? We'll help you work smarter, too.
Gold Membership provides the basics of what you need, as already outlined. You get:
You will also find all this at the Gold Member Home Page, where you will find special announcements, links to new member-only videos, and updates of any materials you have purchased - all free during the time of your membership. Plus you get unannounced bonuses.
If you have specific issues regarding debt law or litigation, there might be a report on just that question. Click here to check out our Reports Library.