I'm Being Sued for Debt and Have Answered the Petition


If you have been sued and already answered but for some reason have now decided you need a lawyer to go forward, then the legal plan will consider covering you on a case-by-case basis. If it does,

This option will cost you a one-time “flat rate fee” of $650 to hire a lawyer from the network of lawyers. In my opinion, this is a relatively inexpensive rate for a lawyer in this area of the law, as people are often reporting to me that the lawyers they are talking to want between $1,500 and $2,500 just to get started.  

More importantly, in my opinion, you would be hiring a lawyer from a network of lawyers who handle a lot of these cases and are familiar with the debt law. It can be very difficult to find a lawyer experienced in the debt law, so this in itself is a significant benefit, and I do doubt that you'll find a lower rate outside of the network.

For a fairly low monthly rate in addition, you can also get protection from getting sued by any other debt collector on any other account. So you pay once for the legal coverage of the suit in progress, and you pay monthly for a sort of insurance against getting sued by anybody else. With this plan, for a manageable and predictable amount of money per month, you can get:

  • back up legal information and guidance,
  • a system that helps direct phone messages away from your home and
  • to a place where you can easily record the messages for FDCPA purposes; and
  • legal representation at no cost if you get sued.

On the other hand, if you've been to my site before you know that I believe that most people can represent themselves. My site has many products designed to help people do this, and there are advantages if you do. In future letters we'll discuss the options for lawyers - and for those without lawyers, more in detail.

This is part of a collection of articles and videos addressing the issue of getting a lawyer, and particularly getting a prepaid legal service. If you'd like more information on this, please sign up below.

First Name
Last Name
Does this involve the original creditor?
Email Marketing by





Check out our Guide to Legal Research and Analysis for a guide to researching and laws and cases in the most effective way. But legal research is more about what you do with what you find, and so this is a primer on legal thinking and analysis as well.

Powered by liveSite Get your free site!