What to Do if Sued for Debt
What to Do if You’re Being Sued for Debt
If you are being sued for a debt, you may be intimidated or even feel panicked. You may be considering giving up, but there is really no need for you to do that. You have an excellent chance to win if you will just fight a little bit. If you’re being sued on a debt and want to know what your options are, watch this video.
If You Are Already Being Sued
If you are already being sued, you probably should not wait for anything. You need action now. You should be doing things to protect yourself NOW. You can beat them – it’s mostly a question of knowing what you need to do and doing that thing throughout the lawsuit, while at the same time not doing the things you should not do, until you either make them go away or win at trial. It sounds simple, and it is – if you know what you’re doing.
The purpose of our debt defense memberships is to help you know and do the things you need to do. And avoid the things that might hurt you.
I have had a great deal of experience both as a litigator and web master and have realized that almost every person representing himself or herself in a debt case would do much better if
- they have an opportunity, preferably on a regular basis, to talk to other people who can help them with insights and information; and
- a lot of the work done for them.
Our membership and resources do that. They certainly will not take all the work, or much of the learning, out of it, but any of our memberships will dramatically increase your chances of winning and reduce the amount of work you have to do.
If You Are Not Already Being Sued
If you are not already being sued, and want to try to negotiate with the debt collectors or creditors to clear up your credit report or make sure they do not sue you, then you may want our Debt Negotiation Membership.
Not all negotiation and settlement happens in court, you know. It is possible to contact many creditors and debt collectors to work things out without a law suit. But – whether there is a lawsuit or not, all negotiations occur “within the shadow of the law.” That is, in order to negotiate effectively, you need to know what their rights are, and what your rights are, in the law. What can they do to you if you do not settle? And what can you do to them? Knowing the answers to these questions helps you handle the fear and uncertainty that haunts so many people as they try to get a grip on their financial lives. You can find the answers you need.
And after you find the answers that lie behind the debts, you still need to know what to say and how to say it. You’ll find plenty of help with that, too. You see, it makes a large difference who you’re talking to and where in the debt collection process you are. We do not offer empty formulas, but rather solid understanding of what they are after, what you might want or get… and a few suggestions about how to say things so you’ll get them.