Statutes of Limitations by State
For debt law related actions
Debt Collectors often bring their claims under various different theories - often in the same case. Each legal theory has a time limit for bringing it - they can't wait forever. This table shows you some of the most important statutes of limitations for claims related to debt law. Numbers are in years.
|
State |
Oral |
Written |
Promissory |
Open- Accounts |
State Statute: Open Accounts |
|
AL |
6 |
6 |
6 |
3 |
|
|
AR |
3 |
5 |
5 |
3 |
|
|
AK |
6 |
6 |
3 |
3 |
|
|
AZ |
3 |
6 |
6 |
3 |
|
|
CA |
2 |
4 |
4 |
4 |
|
|
CO |
6 |
6 |
6 |
3 |
|
|
CT |
3 |
6 |
6 |
3 |
|
|
DE |
3 |
3 |
3 |
4 |
|
|
DC |
3 |
3 |
3 |
3 |
|
|
FL |
4 |
5 |
5 |
4 |
|
|
GA |
4 |
6 |
6 |
6 ** |
|
|
HI |
6 |
6 |
6 |
6 |
|
|
IA |
5 |
10 |
5 |
5 |
|
|
ID |
4 |
5 |
5 |
4 |
|
|
IL |
5 |
10 |
10 |
5 |
|
|
IN |
6 |
10 |
10 |
6 |
|
|
KS |
3 |
6 |
5 |
3 |
|
|
KY |
5 |
15 |
15 |
5 |
|
|
LA |
10 |
10 |
10 |
3 |
|
|
ME |
6 |
6 |
6 |
6 |
|
|
MD |
3 |
3 |
6 |
3 |
|
|
MA |
6 |
6 |
6 |
6 |
|
|
MI |
6 |
6 |
6 |
6 |
|
|
MN |
6 |
6 |
6 |
6 |
|
|
MO |
5 |
10 |
10 |
5 |
|
|
MS |
3 |
3 |
3 |
3 |
|
|
MT |
5 |
8 |
8 |
8 |
|
|
NC |
3 |
3 |
5 |
3 |
|
|
ND |
6 |
6 |
6 |
6 |
|
|
NE |
4 |
5 |
5 |
4 |
|
|
NH |
3 |
3 |
6 |
3 |
|
|
NJ |
6 |
6 |
6 |
6 |
|
|
NM |
4 |
6 |
6 |
4 |
|
|
NV |
4 |
6 |
3 |
4 |
|
|
NY |
6 |
6 |
6 |
6 |
|
|
OH |
6 |
15 |
15 |
6 |
|
|
OK |
3 |
5 |
5 |
3 |
|
|
OR |
6 |
6 |
6 |
6 |
|
|
PA |
4 |
4 |
4 |
4 |
|
|
RI |
10 |
5 |
6 |
4 |
|
|
SC |
3 |
3 |
3 |
3 |
|
|
SD |
6 |
6 |
6 |
6 |
|
|
TN |
6 |
6 |
6 |
6 |
|
|
TX |
4 |
4 |
4 |
4 |
|
|
UT |
4 |
6 |
6 |
4 |
|
|
VA |
3 |
5 |
6 |
3 |
|
|
VT |
6 |
6 |
5 |
3 |
|
|
WA |
3 |
6 |
6 |
3 |
|
|
WI |
6 |
6 |
10 |
6 |
|
|
WV |
5 |
10 |
6 |
5 |
|
|
WY |
8 |
10 |
10 |
8 |
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