Litigation Manual, 3d Edition

Newly Revised Litigation Manual plus Litigation Forms

 
Everything You Need to Defend Your Rights and Fight the Debt Collectors in Any Court

Litigation Manual and Forms: $97.95 (will show up as "Litigation Bundle") - Now with Free Copy of the Trial Handbook and Introductory Video. Everything you  need to understand the litigation process and prepare and win your case, whether you are defending yourself from a suit filed by a debt collector or are filing suit against them.

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Being Harassed or Sued for Debt? You Can Take Charge

If you're being harassed or sued by a debt collector, imagine going into court, confidently answering “here!” when the clerk calls your name, filing an Answer, and then running the debt collector ragged until they ask you to let them drop their case against you. Think it isn't possible? Well, it wouldn't be possible in most kinds of law, but debt law is different. Keep reading to see why.

If you're willing to work a little bit, learn a little bit, and do a couple of things you might not be used to doing, you can probably make the debt collectors go away and leave you alone. And once you've done that even once, it changes the way you look at the debt collectors and their threats. 

Between a Rock and a Hard Place

People being sued for debt often feel trapped. Of course you're worried about what could happen to you and what they could do if you lose the case. You're facing an impersonal system and people who speak in what sounds like a foreign language half the time. If you try to get a lawyer you may  pay $125 or more for half an hour's worth of advice! And getting the lawyer actually to represent you? It isn't unusual for people to tell me about lawyers wanting up to $5,000 just to take the case. At that rate, things can get out of hand pretty quickly. Nobody can afford that.

And ironically, too many of the lawyers who will take your case do not really understand the law - they'll want you to pay to settle the case.

Luckily there is a better option.

Debt Law Is Different

Did you know that the debt collectors usually don't have any idea whether or not they could beat you when they file suit? Oh, they expect to win, of course - they expect you to give up without a fight. And they do win most of the time – because most people never defend themselves.

In fact, so few people fight back that the debt collectors almost never take a serious look at the evidence before filing suit. They don't have it and don't even know if they can get it. They have a computer record that says you – or someone a lot like you – owes money. That's good enough for them. Then they win because most people give up whether they owe the money or not.

It's true. And it's sickening.

But it actually gives you a big advantage if you are willing to stand up for yourself.

Your Legal Leg Up - The Power to Retake Control of Your Life

Simply put, Your Legal Leg Up's Litigation Manual tells you what you need to know to take on the debt collectors. It explains the debt collection process and tells you who the players are (and what they want) in plain English. It shows you how to navigate the court system and laws so you can neutralize the main advantages of the debt collectors and use your own advantages the best way. It shows you how to win without spending everything you own on the fight. And it includes the forms you will need to look sharp and professional regardless of what court you're in.

If you fight back the debt collectors soon find out that it isn't profitable to keep after you. That doesn't mean they'll automatically drop the case and walk away as soon you file an Answer, of course - though many do. Rather, they'll often push back to see if you really will stand up. The more you do, the more likely they are to drop the case or settle it on drastically better terms for you.

You Will Be Prepared to Fight

Your Legal Leg Up's Litigation Manual prepares you to fight. The Manual itself is 260 pages long in plain English. It has chapters on

• how to answer the petition and make a counterclaim (and why you'd want to); or 
• how to file suit yourself against a debt collector and why that sometimes makes sense;
• how to conduct discovery, which is where most cases are won or lost; 
• how to make and defend motions, prepare for trial, how to win at trial if it goes that far;
• and more.

There's an appendix with the complete text of the Fair Debt Collection Practices Act and another with the Federal Rules of Evidence. There's a Glossary of Legal Terms so you can understand what the bad guys are saying. And there are innumerable links to articles and videos on related topics. All so that a non-lawyer - busy with life and under stress - can get a fair shake.

And there is the Forms Book (included in the Bundle), which includes the forms you will need to make your presentation sharp and professional looking in Open Office (a free, Word-compatible program) so you can cut and paste more conveniently. The other side will know you mean business when they see your documents, and that's most of the fight.

And the whole thing is linked to my blog and sites on Youtube, Twitter, Facebook and elsewhere so that you're getting so much more than just the Litigation Manual.

$97.95

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The Way Debt Litigation Happens

The way a typical debt lawsuit happens is that a debt collector sends you a letter telling you that you owe it money. Chapter Twelve of the Litigation Manual, “Steps to Improve Your Chances Next Time,” tells you how to respond to this letter. If you know what to do, you may never get sued in the first place. But that's next time. For this time, you have to fight off a suit that's been filed.

The Petition
 

After bugging you a while the debt collector gets down to business and files its suit. That happens when they file their "Petition."

If you get “served” (handed the lawsuit) and do not respond in time, you will be in default! The debt collector wins. But the Litigation Manual walks you through how to create and file your Answer to keep that from happening. The Forms Book (included) shows you a sample Answer and some possible counterclaims (where you sue the debt collector back). It's designed to keep you out of hot water and help you regain control of the situation.

Discovery

Next comes the “discovery” phase, which is where these cases are usually won or lost. The Litigation Manual shows you how to write and serve interrogatories (a kind of question), requests for documents, and requests for admissions (where you ask the other side to admit they have no case against you – and sometimes they do!).

And it shows you how to respond to their discovery.

Motions and Beyond

After discovery (and sometimes during discovery) come the motions and possibly trial. The Litigation Manual will have you prepared every step of the way. You'll know what the motions are about and how to respond. You'll be ready to handle whatever they send at you as the case moves towards trial. Debt cases rarely go to trial, but you'll be ready if yours does. You'll know what's going to happen, how to fight their case and present yours...

$97.95

Knowledge Is Power

Ken, Just a quick email to say THANK YOU for your well-written manual! I was scared to death when I got a summons and Complaint served on me by a debt collection attorney in Nov. I did exactly what you said, though, and basically let them know I wasn't going away. The key, I believe, was in the Interrogatories (I used the exact same ones in your manual). The wouldn't answer them, even after my motion to compel. So I filed a Motion to Dismiss, and that was pretty much it. The attorney folded like a cheap suit, and I have to say it almost felt better than sex!

Thanks again! --Gary

Knowing what to do means you can be comfortable in court. You can know the basic legal principles that control the cases and the facts of your case and, to the extent possible, of the other side's case. This kind of knowledge gives you the best chance to win.

Hi Ken, I just went through mediation...The mediator said he thought I was better prepared than most lawyers. - Frank, Arizona

Here's a testimonial received January 28, 2012 from someone who, just twoor three months earlier, had been almost prepared to pay over a thousand dollars she didn't owe and take a judgment that would have damaged her credit report for seven long years.

Hi Ken

I am writing to inform you of the impact of your amazing work =)

After I filed my answer with affirmative defense and a 3 pages long counter claim, yesterday I received an offer for dismissal with prejudice and Cap One sent a letter to all 4 bureau agencies to delete the entire account ending in xxxx.

Now, I am happy because you were right, we scared the pants off of them on so many levels. First, if I had the time and energy (and money) to take them to court, I would win this case hands down.... 

Second you were right about their assessment of the cost it would take them to respond to the 5 counts they violated and more if I filed with the AG. So they decided to cut and run....

On so many levels, I want to say thank you for your education packet, because I had zero clue of where to even begin. I could have never done without you!

Again, I would have never, ever done this without your help and support.

Sincerely,

M, Indiana

Exclusive information

The information in the Litigation Manual and Forms book is NOT widely available. In fact, it isn't available anywhere else, because it was written based on over ten years of experience "in the trenches" representing hundreds of clients. So the materials are battle-tested from many different suits over the years. That way, we know they'll work for you.

You might find this material interesting even if you weren't being sued, but the Litigation Manual and Forms is intended as a tool that will help you get rid of debt collectors who are suing you - or a tool that will enable you to sue them. It explains the debt collectors and debt collection process- a process that begins long before the collector files suit and does not end until the collector either dismisses the case "with prejudice" or takes a lot more money away from you than you ever owed.The Litigation manual and Forms will show you how to beat the debt collector and give you the tools to do it.

Hiring a lawyer would cost you several hundred dollars, maybe several thousand. In a big city it's rare to find a lawyer charging less than $150 or $200 per hour. And these cases can take quite a bit of time. You can do it yourself, save a lot of money and even give you a better chance of winning the case.

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The Advantages of Self-Representation

Representing yourself is the most cost-effective way to defend yourself from a debt law case. Yes, you'll have a very good chance to win the case or, if you choose, to settle for far below what the debt collector wanted in the first place. Yes you will save a lot of money. Yes, you need to do this right away.

My Guarantee

I have a simple guarantee, and there's no fine print: you will be satisfied, or you'll get your money back. I can't guarantee that you'll win your suit, of course, but I can say that if you don't, and you ask for your money back, you'll get it. And a lot of people decide they'd rather settle their case than pursue it to the very end. If you choose to do that, you will save at least twice the price of this material off the best offer they ever made you before you started using my Manual or you'll get your money back. But I'd be shocked if you didn't save at least twenty times your money. Yes, the materials are that good, but again, if for any reason you disagree, you'll get your money back.

If you're being sued, you need this material.

$97.95

The membership and Litigation Bundle are designed to be used together. The Litigation Bundle is helpful for anyone who is not experienced in being in court and defending against a debt collector - it gives you the basic ideas that allow you to develop your strategy and understand the litigation process and the weaknesses of the debt collectors. The membership gives you more information, many more forms and examples, member-only articles and documents, and member-only videos, among many other benefits. 

Go here for Gold Membership 

Our best deal, your best chance